Medical Insurance PPO plans administered by United Healthcare (UHC). Medical Benefits begin thirty days from hire date. Additionally, we have a high deductible plan and health savings account. Dental Insurance Dental insurance administered through Assurant. Vision Care Insurance Vision Insurance administered through Spectera. Log on to www.spectera.com to view vision care services and providers. Manhard Consulting Ltd. pays 100% of the premium on behalf of employees. Life Insurance Life insurance benefit value is 200% of annual base earnings up to a maximum of $50,000. Manhard Consulting Ltd. pays 100% of the premium on behalf of employees. Short Term Disability Insurance Short term disability benefit value is 66% of base compensation administered through Assurant. Long Term Disability Insurance Long term disability benefit value is 70% of base compensation administered through Assurant. Flexible Savings Account Pre-tax salary deferred account shelter for out of pocket medical expenses and dependent care. Paid Vacation/Sick Time Staff earn 15 days annually upon hire, one additional day earned annually after every two years of service completed Paid Holidays 7 Holidays annually 401(k) Plan Eligibility to enroll after 90 days of employment and next quarterly enrollment date. Manhard has a discretionary match progam. Semi- Annual Bonus Program Performance based bonuses